OMNI Human Resource Management

  • Mortgage Loan Processor III

    Client
    United Mortgage
    Job Location(s)
    US-KS-Overland Park
  • Overview

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    OMNI has been retained by our long time client, United Mortgage, in the search and selection for a Mortgage Loan Processor III professional to join this highly successful organization. United Mortgage is a subsidiary of Midwest Investment Group, headquartered in Overland Park, Kansas, that owns and manages a number of subsidiary companies in industries including real estate sales, finance and property management among others. 

     

    Since 2008, United Mortgage has been recognized as one of the fastest-growing mortgage companies in Kansas City, specializing in residential purchase and refinancing for individuals throughout the Midwest, Washington and Colorado. This  position is available due to the outstanding growth and continued success of the company.

     

    OS18

    Responsibilities

    • Provides highly skilled assistance in the processing of residential mortgage loans.
    • Processes mortgage loan applications and documentation to facilitate mortgage loan approvals for clients.
    • Ensures that all credit packages and disclosure packages meet quality and regulatory standards for completeness, accuracy and timelines established for the loan type.
    • Ensures that all credit packages comply with regulatory requirements and corporate guidelines. Supports and upholds credit policy and all Federal and State Lending Regulations
    • Solid knowledge of FNMA, FHLMC, FHA, VA, USDA. Knowledge of State sponsored down payment assistance programs.
    • Basic PC knowledge and skills. Encompass experience preferred.
    • Must be detail oriented and possess solid organizational and time management skills. Must be able to work independently and handle multiple priorities under pressure of deadline and time restraints. Promotes teamwork within the department and other departments.
    • Reviews file when received and orders or oversees the ordering of all appropriate documents including credit report updates, title work, appraisal, final inspections, hazard insurance, flood certification and flood insurance if required. Ensures that all hazard insurance and flood insurance meet investor and regulatory requirements prior to the loan closing.
    • Ensures accuracy by reviewing and analyzing all aspects of the mortgage credit package including but not limited to: accuracy of file input, timely delivery of required application disclosures, title policy, assets and asset documentation, income figures and income documentation including personal and corporate tax returns, credit report/credit documentation and appraisal review.
    • Successfully documents mortgage loan file within Encompass LOS as required.
    • Required tracking fields if any are to be completed prior to submission to underwriting.
    • Ensures legal/regulatory procedures are followed and compliance practices meet all Federal and State standards.
    • Ability to run appropriate AUS on each file, verify and validate AUS findings and document file accordingly.
    • Able to interface effectively and professionally with applicants/borrowers, realtors, builders, appraisers, title companies and other departments to insure efficient and timely workflow and perform related duties as required.
    • Provide quality customer service by answering questions for external and internal customers in a timely and professional manner.
    • Prepares a complete and concise loan file with timely submission to underwriting and closing in order to meet scheduled contract or other predetermined deadlines.
    • Ensures that all conditions have or will be met prior to providing the file to the closing department for preparation of closing documents.
    • Maintains and enhances personal knowledge of products and services as well as the laws, regulation and internal policies and procedures appropriate to the position.

    Qualifications

    • Proficient in Microsoft Office Products: Word, Excel & Outlook.
    • Demonstrated experience with Encompass Loan Origination System.
    • Demonstnowledge of loan documentation policies and mortgage lending regulations.
    • Education: High School Diploma and commitment to continuing job related course work.
    • 2-5 years of mortgage experience with solid knowledge of FNMA, FHLMC, FHA, VA, and USDA lending guidelines preferred.

     

    To apply or share this position, please click the corresponding button above.

     

     

    OMNI and clients are Equal Opportunity Employers and seek diversity in candidates for employment. EEO Employer W/M/Vet/Disabled/Sexual Orientation/Gender Identity. 

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